The MrECash
Product Suite
The
MrECash Product Suite enables any business, including financial institutions,
merchants and portals, to extend a variety of payment services directly
to its customer base. The entire suite of products is accessible from
both wired and wireless devices, including PCs, mobile phones and
Palms.
At the core of
the suite is a robust transaction engine that enables a wide array
of payment methods. All products are fully J2EE compliant, and are
designed to tightly integrate with legacy systems. The result is a
set of secure, configurable applications that support a broad suite
of payment products, including card-based purchasing and stored value
solutions.
For purchasing
via debit and credit card, the engine implements the next generation
of secure payment protocols for the Internet, such as NACHA's ISAP,
Maestro's E-M Commerce, VISA 3-D Secure and MasterCard SPA. Stored
value solutions include virtual gift cards and certificates, and person-to-person,
which enables "pay anyone" capabilities using e-mail notification.
In addition, our
innovative approach to payment technology is not disruptive. The MrECash
Transaction Engine is designed to seamlessly integrate with existing
payment value chains, removing a significant barrier to adoption for
financial institutions and merchants.
Technical
features
As the same transaction
engine powers all solutions in the MrECash Product Suite, they share
the following technical features:
- Platform independent
J2EE architecture, typically allowing installation on existing hardware
and database platforms
- Proven, scalable
and reliable transaction engine, allowing investments in technology
to grow with the business
- State-of-the-art
encryption, authentication and digital signatures ensure payment
integrity and consumer privacy through technology – not policy
- Use of industry
standard protocols eases integration with legacy systems
- Modular design
enables service providers to deploy some or all of the MrECash products
on a common system
- Customizable
look and feel to meet the unique branding and user experience needs
of each client
- Consumer software
that may be deployed in a local or hosted configuration
Interfaces for:
- Credit/debit
card funding
- ACH funding
and offload
- Real-time DDA
funding and offload via ISO 8583
- Real-time and
batch proprietary system funding and offload
Flexible implementation
options:
- Quick-start
implementation at a preferred financial processor
- In-house implementation
supported by MrECash technical staff or consulting partners
MrECash products
use the best technology available for safeguarding and securing Internet
payment transactions. We use commercial-grade cryptography, including
digital-signature technology based on public-key encryption: the most
secure technology available for protecting information. eCash Technologies
is among the first companies to use such a high grade of security
to protect payments.
Business
benefits of the MrECash Product Suite
- Introduce new
payment options to differentiate your service offerings without
disrupting current systems and processes
- Increase revenues
by reaching new markets
- Improve your
margins through new cross-selling opportunities
- Reinforce your
brand by offering new payment services with software solutions that
do not disintermediate
