MasterCard casinos NZ
Many NZ players prefer to use a MasterCard casino for the sheer convenience of being able to put down real money wagers in a few simple clicks.
This guide shares our experts’ findings on exactly what to expect from a top MasterCard withdrawal casino, including minimum deposits, cashout limits, fees and overall experience. We also take a look at whether this is the best option for a fast withdrawal.
Most online casinos accept it, which means you're spoilt for choice. But can they all be trusted? We'll answer all of your questions shortly but first lets kick things off with our list of the best MasterCard casinos in New Zealand.
Best MasterCard casinos in November 2024
| Rank | Casino | Regional Flag | Bonus Offer | Play Online | Offers Claimed | Payout Speed | Win Rate | More Details | Casino Review | |
|---|---|---|---|---|---|---|---|---|---|---|
#1 TOP RATED CASINO |  | 100% up to NZ$1,000 + 200 Free SpinsBonus | 286 claimed this offer in the last month | Payout1-3 days | Win Rate96% | Deposit options include     
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2 | | NZ$4,500 + 300 Free SpinsBonus | 198 claimed this offer in the last month | Payout1-5 days | Win Rate98.94% | Deposit options include 
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3 | | 100% up to NZ$1,000Bonus | 154 claimed this offer in the last month | Payout1-3 days | Win Rate98.71% | Deposit options include  
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4 | | Up to NZ$1,000 + 50 Bonus SpinsBonus | Payout2-5 days | Win Rate96.70% | Read Christchurch Casino Review | |||||
5 | | NZ$5,000 Bonus + 100 Free SpinsBonus | Payout1-3 days | Win Rate96.58% | Read Wheelz Review | |||||
6 | | NZ$5,500 + 150 SpinsBonus | Payout1-3 days | Win Rate96.50% | ||||||
7 | | 100% up to NZ$1,000 + 150 Bonus SpinsBonus | Payout1-7 days | Win Rate98.65% | Read Spin Casino Review | |||||
8 | | 100% up to NZ$1,000 + 100 Free Spins in Sweet BonanzaBonus | Payout1-2 days | Win Rate96.95% | Read Casino Days Review | |||||
9 | | NZ$10,000 + 700 Free spinsBonus | Payout1-3 days | Win Rate96.72% | Read Winmaker Review | |||||
10 | | Up to NZD 10,000 + 450 Free SpinsBonus | Payout1-3 days | Win Rate96.30% | Read LuckyCircus Review |
MasterCard online casinos to avoid
Some casinos that accept MasterCard don’t offer a sufficiently high standard for us to recommend them, either due to payout issues, customer support that’s not up to par or other questionable practices.
At the moment we advise players to avoid using any of the below MasterCard casinos.
- Unprofessional customer support
- Site operators linked to questionable practices
- Not paid players their winnings
- Reports of players not receiving winnings
- Misleading claims of licensing
- Unresponsive to customer complaints
- 18+ months for withdrawal
- Locked-out accounts
- Slow response times
Top MasterCard online casino sites – a deeper dive
Our casino experts have scoured the net to find the best MasterCard casino sites for NZ players. We’ve cast a critical eye on all the sites we’ve rated, using an objective set of criteria to determine which MasterCard online casino satisfies our strict standards. Let’s take a look at the best online casinos.
| Rank | NZ MasterCard casino | Welcome bonus | Payout rate | Withdrawal time | No. of casino games | Deposit with MasterCard |
|---|---|---|---|---|---|---|
| #1 | NovaJackpot | 100% up to NZ$1,000 + 200 Free Spins | 96% | 1-3 days | 10,000+ | Play now |
| #2 | Lets Lucky | NZ$4,500 + 300 Free Spins | 98.94% | 1-5 days | 14,000+ | Play now |
| #3 | Kiwi's Treasure | 100% up to NZ$1,000 | 98.71% | 1-3 days | 1000+ | Play now |
| #4 | Christchurch Casino | Up to NZ$1,000 + 50 Bonus Spins | 96.70% | 2-5 days | 2,500+ | Play now |
| #5 | Wheelz | NZ$5,000 Bonus + 100 Free Spins | 96.58% | 1-3 days | 3,000+ | Play now |
Features of the best MasterCard casino sites
Our best MasterCard online casinos all boast the highest standards of service, including flexible deposit and cashout limits, reasonable transaction periods and fees. Here’s what to expect at an NZ MasterCard casino.
⭐MasterCard casinos in NZ | 40+ |
💸Minimum deposit | NZ$10 - NZ$20 |
💳Maximum cashout limits | NZ$4,000 - NZ$10,000 |
⚡Average payout speeds | 2 - 4 business days |
💰Fees | 0 – 2% on withdrawals |
🏦Other payment options | 8 - 10 |
🥇Best MasterCard casino NZ | NovaJackpot |
How we rate a MasterCard casino
You may be wondering how our experts decide whether to recommend a MasterCard withdrawal casino or whether to give it the thumbs down.
Our process is transparent and fact-based, so you can set your mind at rest that any NZ site that receives a high score from us deserves it. Below, you’ll find the list of criteria that our experts use when rating online casinos that accept MasterCard.
Payout speeds
Let’s make it clear from the start. If it’s instant withdrawals you’re after in your online gambling experience, a casino that accepts Mastercard may not be the best option for you. This is because the bank itself imposes a transaction period that’s longer than other withdrawal methods, such as Skrill casino payments.
Although instant online casino MasterCard deposits are the norm, for cash outs you can expect the bank to take anywhere between two and four business days to clear your transaction.
That said, an online casino MasterCard withdrawal also depends on the cashier policy of the site itself. Some casinos, like Casitsu, promise to process a payment within seconds, no matter which method you choose, so you’ll know that your cash is not being held up because of the actual casino. Such casinos score higher with our experts than others that take two days to start clearing the transaction.
Minimum Deposit
We appreciate that casual players may not wish to put down a big deposit when trying out a MasterCard casino for the first time. This is why our experts appreciate sites that offer the flexibility to start playing with very low casino deposits.
Most casinos will require at least an NZ$10 deposit, with the majority asking for NZ$20. JackpotCity, however, receives our top score in this regard, allowing Kiwis to start playing with a minimum casino deposit of $1.
Transaction Limits
Not every MasterCard withdrawal casino will have the same transaction limits. Maximum cashouts do vary wildly between online casinos in New Zealand, and most of our recommended best MasterCard casinos can have a withdrawal limit of anything between NZ$4,000 and NZ$8,000.
Casinos like Spin NZ offer a limit of NZ$10,000 per week, which is considered to be extremely generous. And Ruby Fortune exceeds this significantly, allowing Kiwis to cash out up to NZ$20,000 a week, so we’d highly recommend these two MasterCard casinos if you're a high-roller.
Fees
Fees are an extremely important criteria for us when rating MasterCard casinos. If a fee is too high, we will certainly reduce our scores, and this is also true if the casino makes it difficult for players to find out whether a fee is being charged and how much it is.
A MasterCard deposit is very unlikely to have any fees, but our experts always read terms and conditions in detail as you’re more likely to be charged a fee upon cashout. The sites that get our highest votes don't charge you for withdrawals, like the previously mentioned Casitsu, and most of the best NZ online casinos.
Ruby Fortune, on the other hand, charges players NZ$5 for every NZ$500 in MasterCard withdrawals and this does affect our overall scoring. Be sure to also check if your bank charges fees for this service, as many of them do.
Overall cashier experience
A top MasterCard online casino will offer a good cashier experience across the board, not simply with respect to specific terms attached to this payment method. We expect to see at least between four to eight payment options, and to be able to find all related information easily.
Ideally, our experts look for sites like JackpotCity, which display all the information related to their payment policy clearly, using simple tables that allow you to see all the facts in a few seconds flat. No one wants to trawl through a page of fine print to find out how much they’re allowed to withdraw in one go.
MasterCard casino bonuses
Bonuses and promotions are probably the strongest driving force when a Kiwi player is choosing a new casino to play at. This is why we pay close attention to what’s on offer and how, to determine whether a casino bonus is really all that it claims to be.
Let’s start with the basics. Yes, MasterCard casino bonuses are a thing, as this payment method is generally eligible for picking up sign-up bonuses and loyalty reloads. This is not the case for some other deposit methods, such as Neteller and Skrill, which tend to be excluded from bonus money.
Even though you’re very unlikely to find any special MasterCard bonuses, you’ll be able to claim the general offers and free spins, usually in the form of casino deposit bonuses, presented to all new players. When rating the offer, we look for fair wagering requirements, preferably not exceeding 35x, and enough time to fulfil playthrough.
Safety
Nothing kills the buzz like worrying about whether you made a mistake putting a deposit and sharing your personal details with a MasterCard casino that’s starting to look sketchy. This is why safety and security are two other top criteria that are assessed by our experts.
We never recommend a casino unless it is licensed by a reputable gaming authority, such as the Malta Gaming Authority or the UK Gambling Commission. This is an absolute minimum for our experts, as the licensing requirements hold all sites to a very stringent standard in order to protect players. Violating these terms would result in a huge fine and even suspension of license.
In addition, the best MasterCard casinos will also undergo independent auditing by third-party companies that attest to the security of their platforms and the fairness of games. If you scroll to the very bottom of Spin Casino’s landing page, for example, you’ll spot the eCOGRA logo, which means that the casino is certified by specialists for fairness and player protection.
Overall MasterCard casino rating
Finally, we analyse the overall MasterCard casino online experience. For starters, the best MasterCard casino naturally also needs to offer the best online casino games. Sites that score highest offer a diverse library that includes progressive jackpots and live dealer games from the top software providers.
We also want to see platforms with an intuitive design and a good filter system that make it easy for us to find our favourite games. The best online casino MasterCard also complements all these elements with an excellent customer support service.
MasterCard casino payments key details
Ready to make your first MasterCard casino deposit, claim a deposit bonus and start playing your favourite games? All you need is a MasterCard account and you’re good to go. Below, you’ll find a step-by-step guide to make things even easier.
How to deposit at a casino using MasterCard
MasterCard payments are very easy to do. A couple of clicks and you’ll be ready to pick up your bonus and make some real money wagers. Just follow the steps below.
- 1
Apply for a MasterCard
You’ll need to do this at your local bank and of course create a bank account unless you already have one. Make sure you have some identification with you, and we recommend checking the bank’s site to see whether you need to make an appointment. - 2
Pick a top MasterCard casino from our list
All the sites mentioned on this guide take MasterCard payments, so you don’t even need to check. Pick one and sign up for an online casino account if you don't already have one. - 3
Navigate to the Cashier section
Choose 'MasterCard casino deposit' from the drop down menu. You’ll be able to use both the credit card or MasterCard debit if you prefer. - 4
Key in the information requested
You will be asked to type in the Mastercard number, expiry date and CVV code, so make sure you have these handy. - 5
Key in the deposit amount
Most of our recommended sites accept NZ$ as currency, so you don’t need to worry about rates of exchange. - 6
Finalise the deposit
Sometimes you’ll be prompted by your bank to verify the transfer to make sure there’s no fraudulent activity. This will happen via your internet banking app. - 7
Time to start enjoying your favourite games
MasterCard casino deposits happen instantly, so the fun can kick off immediately.
How to make an online casino MasterCard withdrawal
Before cashing out your money, make sure that you’re playing at a Mastercard withdrawal casino. Some credit casino casinos accept deposits using this method, but not withdrawals. Once this is sorted, follow the steps below.
- 1Make sure you’ve fulfilled playthrough requirements if using your bonus cash: Otherwise, you won’t be able to withdraw your bonus winnings. If you’re in the green, you can kick off your online casino MasterCard withdrawal.
- 2Select Mastercard as your withdrawal option: Go to the cashier section, click on ‘Withdrawals’ and find the Mastercard logo.
- 3Key in the amount you wish to cash out: Before you do so, make sure that you’re within the maximum limit.
- 4Verify your identity: This is only if it’s your first online casino MasterCard withdrawal. You’ll be asked for identification documents, and possibly a recent utility bill.
- 5Allow some time for your withdrawal to be processed: Even the best online casino MasterCard will need some time to process the transaction, as legal requirements are very strict. The top MasterCard casinos usually approve withdrawal requests within 72 hours, although it can take up to three days.
- 6Watch the funds appear in your account: Once the transaction is processed, it’s up to your bank to finalise. This side of things can take up to five business days.
Additional transaction details
It’s all in the detail. To make it easier for you to choose the best MasterCard withdrawal casino for you, we’re presenting all the information you need to know in a handy table.
- Deposit time: Instant
- Deposit fees: Free
- Deposit method: MasterCard account number
- Min. deposit: $10+
- Max. deposit: NZ$4,000 - NZ$8,000
- Casino approval time for withdrawals: Varies
- Visa withdrawal time: 3-5 business days
- Withdrawal fees: 0% - 1%
- Min. withdrawal: NZ$10+
- Max. withdrawal: Varies
Are MasterCard casino payments worth it – pros & cons?
If you’re still undecided on whether MasterCard casinos are the right choice for you, do not worry. No casino payment system is perfect, and we know that even the best online casino MasterCard comes with disadvantages. Let’s break things down further.
Pros
- Very high deposit limits: A MasterCard casino typically allows you to deposit thousands in one go, which is a lot more than methods like e-wallets for instance.
- MasterCard casinos are easy to find: Any of the top online casinos in New Zealand accept this payment method.
- International repute: MasterCard is a global force and it offers the client support to match it, so you’re unlikely to run into any issues.
- You receive a bank notification upon withdrawal: This makes it very difficult for any fraudulent activity to go through.
- Security is unmatched: The safety levels offered by traditional banking process are very difficult to beat.
Cons
- Fees upon withdrawal: MasterCard withdrawal casinos may charge a percentage on your cashout.
- Withdrawals not always accepted: Some gambling sites accept MasterCard for deposits but not for cashouts.
Try these casinos payment methods instead
- Paysafecard casinos
- If you want discretion, security and a tight control over what you spend, a Paysafecard casino site may be a better option for you. Prepaid cards required that you simply fund your card at any authorised outlet and key in your unique number in the cashier section without revealing your financial data.
- Bitcoin casinos
- These are not yet as easily available for NZ players, but they’re fast increasing in popularity due to the safety and anonymity aspect. You can expect instant deposits and withdrawals as well as extremely high cashout limits.
- Visa casinos
- Offering all the advantages of a MasterCard casino, but under a different brand. If you already own a VISA, this is an alternative online casino credit card that's just as convenient and safe to use as MasterCard and the processes are very similar.
MasterCard casino FAQs
What online casinos accept MasterCard?
Which is the best online casino that takes Mastercard?
Can you make a MasterCard casino withdrawal online?
Are MasterCard casino deposits instant?
Can you claim a bonus when using MasterCard at online casinos?
Ramona Depares is an award-winning journalist focused on cultural and entertainment related content. Based in the Mediterranean gaming hub of Malta, she has taken a deep interest in gambling related news since the earliest days and has seen the global landscape evolve. Ramona specialises in the legal and regulatory aspects of gaming across multiple jurisdictions, with specific interest in NZ and US markets. She is also a best-selling author of fiction and non-fiction books.
